Difficult moment the one through that we live to buy a housing. Economic crisis, make difficult in the credit authorization, increase of the unemployment … nevertheless, an Euribor with tendency to the fall, it facilitates at least, that those who could gain access on these credits and it could be allowed buying a housing, work out for them cheaper. Also, the crisis is reducing, little by little, the excessive prices that were paid for any building.
Nevertheless, there is crisis or not, when we decide to buy a housing, and have a sight that we could be interested in, we have to bear in mind a series of practical advices that allows us to assure us minimally that we will not take an unpleasant surprise after having paid.
1. - Internet
Today we have in our hands a very powerful weapon: Internet. Let's use it to look and to compare prices. First of all, there is never bad real estate agencies are discharged in the portals and to subscribe to the alerts so that they warn us to our own mail when there are apartments or houses that are adapted to what we need.
Once we have the eye lazy to a housing, it is for Internet or not, we can use this way to look for apartments of similar characteristics in the same area, and this way to compare prices so that we know if it is expensive or not.
2. - The time
Not long ago, the bargains us were going away of the hands. Earlier it was easy to sell an apartment, and if we saw one that we were interested in we had to decide quickly so that they should not take it from us. Fortunately for the buyers, these times they happened already. Now we can take our time to take a decision and to investigate. And of course, the time plays in our favor at the time of "haggling" in the price.
3. - To Verify the economic charges of the building
Always, before signing and of course, to pay, we have to verify a series of things. First of all, the entitlement of the building. For that it is enough to ask for a simple note to the Property docket. This way we will quarrel if it is addressed to one or of several owners, and if ésto it is like that, if the holders are different, we must know, that they all have to sign the sale to us.
Also, thanks to this simple note, we will know if the housing is free of charges and does not have you mortgage not even sequestrations.
We have to get in touch with the Land agent and to verify that the housing knows with the Community, and that there is no hanging apportionment that it affects to the building.
We must go to Treasury Department and verify that it is free of debts and to the current of all the taxes and taxes.
Finally, we must verify that the surface that they sell to us is the real one, and that they have not put common areas or patios, because it would affect that to the real value of the building.
4. - Current Moment
In these moments of crisis they us can arise good opportunity of the bank auctions of impeded apartments. Also the rehabilitation of ancient farms they can save a good money to us. For otr side, the crisis is too tight, and many turn out to be forced to sell cheaper before the fear of being impeded by the bank. That's why, it is always good to wait for a time before giving and lvisto well, to see if the price of the housing stands out.
5. - To Investigate the area
It is important that you visit the area at different hours of the day and this way to verify that there is nothing that alters the stay in the housing. Imagináos if then it turns out to be a place of night march, if there are bars or discotheques surrounds, or if I joust in the place of the shallows of the building there is a restaurant that has the house permanently "scented" to you …
The buy of a housing is something too important long-term how to go lightly. Have patience because in the end it is always for what one looks.
The following thing will be already to know how to negotiate a mortgage.
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