At the beginning of December, 2008 Citibank threw to the market two new deposits that complement his offer, but that are tied to the hiring of a plan of investment. With this investment we will have the option to choose between a deposit to 6 months or with other to 12 months.
- What offers us?
- Deposit to 6 months to 7 % TAE (annual nominal interest 6,82 %)
- Deposit to 12 months to 6 % TAE (annual nominal interest 5,87 %)
- Hiring of one or other to choose
- Personalized plan of Investment
- Quarterly interests liquidation
- Without commission of early cancellation
- For what does he ask us?
- To be able to hire one of two deposits it is necessary to deposit in a plan of investments of Citibank a minimum of 25.000 €
- The deposits can be hired by a maximum of 80.000 €
- Money proceeding from other entities
- What seems to us?
The offered profitability is very attractive, and especially when the interests go to the fall. Nevertheless, to demand an investment of 25.000 minimums in a pension plan or in a fund of investments seems excessive to us. Nevertheless, how saving route, is it a very good way, whenever an investments plan is chosen according to the profile of the investor, and always bearing in mind, that according to the elected fund we will have more or less risk and even will be able to lose money, as well he warns the proper Citibank leaflet.
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