The account for + is the stipendiary account that Bancaja and whose campaign offers us there is successful thanks to the advertizing commercial filmed with the dance of two twin girls who his father forces a bank clerk to see before hiring the product. TAE offers this account to us 4,5 % with payment of monthly interests but immediate payment by cash …
But we are going to analyze it:
What offers us?
- The account for + there offers us 4,5 % TAE (4,41 % nominal interest), be the quantity that is.
- Fertilizer of monthly interests
- Immediate payment by cash
- Without expenses or commissions
For what does he ask us?
- It is the only requisites that there can establish either receipts nor payrolls or pensions nor payments of any type, so that the account is thought only to save.
What seems to us?
The only point in against that we see him is that, precisely on having been able to domicile neither payments nor our payroll, it forces us to open the second parallel account if we want to have all our operations in the same bank. Otherwise, it offers us a very good interest rate talking each other of an immediate payment by cash account. Nevertheless and since today there are already enough the banks that offer the same type, it would be necessary to compare his other offers in other products to analyze jointly if it would be interesting to us to change to this bank.
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To date of today On January 5, 2009, I have heard that TAE is going to lower something on 3 %, do not know if it is 3 or 3 and a little, a little to bear in mind since the profitability drastically
Comment for Jordi05-01-2009 19:14