The one who thinks that in ésto of the promotion of bank products it is quite seen, is wrong. The imagination and the aptitude to create new ideas and offers has no limits, and the last thing there is the offer that Bancaja does with his pension plans: to avoid the cost of the mortgage, and to prevent the winners of so peculiar drawings from having to pay them for one year.
Nevertheless, obviously, everything has his limits, and of course, tamibén according to the incomer amount, the beneficiary of the pension plan will have accesses to one or other gifts.
We are going to analyze the offer of these pension plans of Bancaja:
- What offers us?
- For transfers between 300 and 2.999 €:
- They avoid the costs corresponding to 2009 of 40 mortgages, with a maximum of 9.600 gross € for mortgage
- For transfers between 2.999 and 10.000 €
- Also they give them a MP4
- For income between 10.000 and 39.999 €
- I pay of 1 % additional and also, another 1 % to be deposited in the Double Plan
- For income superior to 40.000 €
- I pay deu n 3 % in cash, more a 1 % in the Double Plan
- The Double Plan is an ahorra plan with a guarantee of a free additional capital at the moment of receiving the pension plan, whenever at least 9.000 € have been consolidated.
- For what does he ask us?
- All the contributions that are realized must be supported at least 2 years in the Entity, and it is only for extraordinary contributions or for new pension plans.
- The offer reaches to all those contributions that are realized between November 1 and December 31, 2008.
- Forms
According to the safety that let's want in our pension plan, Bancaja offers us several forms:
- Bancaja Pension Fijo: for the most conservative clients
- Bancaja Pension Compound or Cavalpensión: it is a mixed fund that looks for a profitability minimum with certain safety
- Futurpensión and Variable Bancaja Pensión: for those who look for major profitability still at the cost of certain risk.
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