Another financial institution that signs up to the car of extracting us of troubles with a measurements bundle combines that it will help us to face the economic crisis through that he has had us to live in these months. Caixa Catalunya offers us the Pack Anticrisis with which, between other things, we will be able to ask moved forward for our payroll without interests, modify our mortgage loan easily, or gain access to a coverage insurance in case of remaining in unemployment.
But let's analyze it on parts:
- What offers us?
- I move forward of up to 3 payrolls 0 % of interest.
- Deposit with fertilizer of interests anticipated to 6,5 % TAE, annual.
- To fit periodically the quota of the mortgage when problems are had to pay.
- Coverage insurance in case of remaining in unemployment
- Credit cards with which exchangeable for cash points accumulate in money and gifts
- A 1 % of remuneration added in case of penetrating the investment fund from another Entity.
- What seems to us?
Really although it sells like a pack, it does not stop being a series of independent products to which any client can take refuge in one or another form. Simply, the client decides in every moment if this deposit wants to open, or ask moved forward for the payroll, without need to have to request the remaining ones.
It is a good offer bearing in mind that profitability of 6,5 % to 1 year, with early interests is of the highest of the market at present. On the other hand, also you can have the payrolls prematurely, and deposit them in an account remunerated with what you will be obtaining additional profitability.
Finally, the coverage insurance in case of unemployment is another idea that seems quite interesting to us, if you are in not too firm job.
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