Much a few days ago Open Bank has joined the struggle for receiving debits with a new account of high remuneration with which it overcomes the two most direct rivals, the account Fresh Banking of ING and Low Cost Banking of iBanesto. This new account is Open Plus Safety.

The term to hire it is opened until November 30, 2008, and it is a question of an account of immediate liquidity for whose money they give us profitability of 6,5 % TAE until March 31, 2009, date in which it will happen to be remunerated to the current type of the accounts of Open Bank, which at present is in 3,5 %.

What do they offer us?

  • Immediate liquidity
  • Profitability of 6,5 % (6,31 % annual face-value) TAE until March 31
  • Current profitability for all the accounts Open Bank as market from March 31.
  • Monthly interests liquidation


For what does he ask us?

  • 6,5 % applicable is for the first 700.000 euros.
  • It must be hired before November 30, 2008
  • It does not admit direct debitings
  • The only one counts for person

What seems to us?

This is a really good offer that is placed much over what it is offered on the market, bearing in mind that it is a question of an account in which you can have immediately your money. Right now, no other checking account gives you 6,5 % for your money during this time, and even if the offer comes until March 31, later we can keep on enjoying a very good type for checking accounts. It is necessary to remember that at present, the accounts of Open Bank give 3,5 % if two receipts are had domiciled, and 2,5 % if nothing is had domiciled.

On the other hand, it is necessary to remember that after Open Bank there is the one that right now is the most solid bank of Spain, the Santander.

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