The economic crisis is having one of his clearest results in the increase of the bank slowness. Every time there are more the debt that they remain dependent on payments; every time they are more those that they cannot face the payment of the mortgage and consequently, every time there are more the impeded housings.
The stock of property assets that are accumulating the banks they are every time major, with the piled up problem, of which for the same financial institutions it is turning into a problem of difficult solution, since these housings have difficult exit in the current situation.
If you enter the webs of these financial institutions you will see that there has increased the number of real estate that they extract to to the sale, although of course, they have the habit of offering it first to his personnel and then to his clients, since they usually extract them at prices that are enough below the market price, coming even, at present, to reductions on the price of between 20 and 30 %.
Nevertheless, and as the experts warn, ésto is only the beginning. Still more prices descents wait, on the one hand, for what it will bear to that patiently major bargains could still be obtained. On the other hand, it is necessary to bear in mind that a sequestration process lasts approximately 10 months, what means that those that now we can see in the webs, are those of non-payments corresponding to this time behind. Bearing in mind how the slowness has risen in the latter months, up to historical limits, everything points that in the next months we will see many other impeded housings put on sale by the banks.
You must bear in mind some things:
- On the one hand, before buying, verify that it has more neither charges nor hanging taxes, not denunciations of the neighbors' community not of no other side.
- Bear in mind also that there has been times through that in spite of being impeded, the ex-owner keeps on living inside, and that to throw it is a long and costly process, so that it is better that you verify that there is nobody living in the impeded impueble.
- Today, to obtain a mortgage is very complicated. With this buy form, the mortgage would be guaranteed since he would mortgage to you the proper entity that has put it in sale.
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