Too high prices, credits more and more difficult to manage, minor income, complicated general economic situation … every time are more the factors that complicate the access to the housing. Especially if we support this so "Spanish" mentality to want to be owners of this housing. Presently we might think that there is much more profitable the option to rent that that of buying.
Nevertheless, there is an intermediate option that every time is used more: the rent with option to buy, an alternative that can turn out to be very beneficial for the parts participants. On the one hand, for the seller, because given the current situation of less real estate demand, this can be a good option to give gone out for his housings stock in sale, and also, to have the possibility of selling it in a half term. On the part of the buyer, because the monthly expense will be minor, but also this money that is paid by way of rent, it does not fall down in broken sack but he can consider it to be a report of a future payment in case of wanting to buy it definitely.
Of what does the rent consist with option to buy?
It is a type of buying and selling in which one agrees that the payments that every month the rented one realizes will be able to be deduced of the price of the housing that has been stipulated for a certain and prearranged term.
From the juridical point of view, it is a mixed contract of lease which more important elements are the clauses that contemplate the price, the period, the taxes and the mortgage that will be formalized in case of buying finally past this term. When the expiration comes, and on having formalized the buying and selling, it will be necessary to raise to public writing this contract.
What are the clauses that must be included in a rent contract with option to buy?
- To deliver the free load housing
- Steadfastness of the state of the furniture that is delivered
- End to which the housing is going to devote itself
- Period of the contract
- Price of the rent
- Origin of the repairs
- Right that has been to the subletting
- Courts that will be competent
- Special clause dedicated to the call option, in which it will be included:
- Sale price
- It loads of the housing
- Expenses and taxes
- Free of lodgers
- It dates in that the contract will rise up to writing
- Expenses and taxes that meet in the operation.
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Hello Javier,
is my name Raúl Partida and I write to be grateful to you for your explanation and to wonder yes you know where I can find a contract model for rent with option to buy?
A greeting.
Raúl
Comment for Raúl10-03-2009 20:30
Hello Raúl:
The contract model they will give it you in the same real estate agency. Also there are levies that sell it, and if not, the simplest thing is to lower it for Internet. You will find it with facility in spite of only putting it in the searcher
Greetings
Javier.
Comment for Javier Gómez12-03-2009 8:15
Hello:
A lessor asks me for the rent with option to buy to part of the rent that 6000 euros for year of alq opc he buys. I have read in Internet that that there are penitentiary altars but I have not left clear if you can help me.
Are there deposits of this type in the alq opc buys???
Thank you very much
Comment for Antonio Sosa17-03-2009 23:37
Good Antonio:
I suppose that you refer to the penitential pledge. Bear in mind that, on having signed a pledge contract, not only it is beneficial for the lessor, but for you, since to avoid that you could be so then finally the lessor decides to sell the apartment to another person that it is you who are not. Of course, this contract leaves well bundle and take it to some expert, so that you have clear good that you will recover the money in case of finally, not to execute the call option.
Anyhow, bear in mind that this is a negotiable point, and that they not all are going to ask you for it.
Greetings
Comment for Javier Gomez19-03-2009 8:53