We are in a phase in that for what we look and need is an absolute safety for our savings. In phases of so many swaying and unexpected news, the risk is a factor that nobody wants, and he escapes of the investment funds and of the Stock Exchange in general, how of the very same wolf.
In this situation, the money of the individuals returns to the means of the whole life: to the Treasury bills and to the bank deposits, and more of one, before the fear that exists to that the following bank long pole puda to touch to his financial institution, puts the money in safes. Obviously, it is the latter solution to which it is not necessary to come. Thanks to the measurements taken jointly the Governments, we have policyholders up to 100.000 €, so to think that we will lose our money is a little extreme, and it is always necessary to try to look for something of profitability.
The bloodletting in the investment funds continues, and only in 9 months the patrimony of these has gone down in more than 50.000 million euros. On contrary, the bank deposits do not do any more that to rise. Now it is preferable to obtain a sure yield without any possibility that our money goes down. Also, we are in a moment in which the bank interest rates are good enough as to obtain appropriate profitability, since of course we will be able to find without problems 4,5 % minimal for our money.
Another option is to invest in fixed revenue of the governments, but in the short term. In fact, in the last Treasury bills auction the increasing interest in these assets was already observed.
For that they do not want risk any these two options are better right now, undoubtedly: bank deposits and Treasury bills.
For that they believe that it is the moment to take a risk poquitín, because they think that the stock-exchange crisis is coming to his fund, the best thing would be to be fixed in values that take high profitability as a dividend and that are of recognized solvency, like Teléfonica or Santander.
Finally, if sóis staunch investment funds consumers, at the moment the best thing is to limit itself to those considered conservative funds and that they invest in deposits and monetary instruments.
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